time travels through coin collectionstime travels through coin collections

About Me

time travels through coin collections

I never really understood the hobby of coin collecting until I was going through my grandfather's things after he passed away. When I came across his coin collections, I quickly began to see coins in a whole new way. Not only did he collect the coins, but he inserted a short description of when he obtained the coins. For each of his kids' births and his grandchildren's births, he collected a new coin. Coins are not only monetarily valuable, they tell the story of time. I have learned as much as I can about each coin in my grandfather's collection so that others can follow the story of time as it is expressed through collecting coins.

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3 Reasons To See A Financial Advisor When Getting Out Of Debt

You have loads of debt, but you've recently decided that you want to dump that debt and make it a thing of the past. Congratulations! This is a smart decision to make, and there are numerous resources online that can guide you as you pay off bills and work towards financial solvency. However, in addition to using these online resources, you should also consider seeing a financial advisor in person. Here are three benefits of doing so.

1. Your financial advisor can recommend strategies for your unique situation

Debt is more complex than you may initially think. Student loan debt is different from credit card debt, which is different from car debt. Online resources for debt tend to be quite general, when really, the approach you take to dumping debt should depend, in part on the type of debt you have. Paying off a car loan, for example, is more urgent than paying off a student loan that you can push into deferment in case of an emergency. A financial advisor can get a clear picture of your unique debt characteristics and give you a personally-tailored plan to suit your needs. 

2. You'll be accountable to someone

Paying off debt is hard. You will be tempted to buy other items when you know you should be putting your money towards debt. You will run into roadblocks along the way, such as emergency bills. If you have an advisor who you are accountable to, you will be less likely to give in and drive yourself deeper into debt. You will think of having to meet with your advisor the next time and tell them you messed up -- and that thought will help inspire you to keep paying off debt and doing the right thing.

3. You have someone reliable to ask questions

You're going to have questions during the debt payoff process. You may not know which debt to pay off first or what to do when your parents tell you that you're crazy for trying to pay off your debt. If you turn to internet strangers and financial forums with these questions, you have no way of knowing whether the answers you get are credible. On the other hand, when you work with a financial advisor, you have a reliable person to field your questions.

As you begin paying off debt, make an appointment with your local financial advisors. You won't regret it!